Frequently Asked Questions

  1. Who is Marine Agency?
    Originally opened in 1922, Marine Agency Corporation is a full service independent insurance agency providing excellence in service and competitive pricing for all lines of coverage. We specialize in both small business and non-medical professional liability coverage. Marine Agency Corporation is licensed to sell insurance in all fifty states and the District of Columbia.

  2. Who is Zurich?
    Zurich is a leading commercial property and casualty insurer in the United States, serving a wide range of small and mid-size companies, large domestic corporations, and global multinationals. Zurich is an A.M. Best “A+” rated carrier* and underwrites the Day Spa and Tattoo parlor coverage for Marine Agency.

  3. What types of coverges are offered through Marine Agency?
    General and/or professional liability insurance coverage is available in all fifty states. In most cases, property coverage for your supplies, equipment, fixtures & furnishings is also available. Marine Agency Corporation is also pleased to provide additional lines of coverage such as umbrella, EPLI, commercial automobile, and workers’ compensation subject to applicable underwriting guidelines.

  4. Is the professional liability coverage an occurrence policy or claims made policy?
    The professional liability coverage is an occurrence policy. The occurrence policy has the “any time” condition, and will afford you protection and defense by the company even if the claim was made for a prior policy term.

  5. Is malpractice insurance the same as professional liability insurance?
    Yes. Professional liability insurance is another name for malpractice insurance. Malpractice insurance helps protect you if a court determines that you are legally obligate to pay damages because of bodily injury or property damage for covered losses under the terms of your malpractice insurance coverage. Your malpractice insurance policy will cover your claim plus any legal expenses that are incurred.

  6. Is the coverage available in all 50 states?
    Yes. The coverages are available in all 50 states.

  7. What type of services are covered?
    A variety of service businesses, including electrologists, aestheticians & massage therapists, day spas, tattoo artists, body piercers, and micropigmentation technicians.

  8. How quickly can I receive a quote?
    Completed applications can be quoted in as little as 24–48 hours. Professional Liability quotations can be obtained online instantly in most cases.

  9. How long does it take for a policy to be issued?
    Policies can be completed on the same day that paperwork and a deposit is received.

  10. How can I contact Marine Agency?
    You can contact one of Marine Agency’s licensed representatives by calling 1-800-763-4775. or sending an e-mail to: info@marineagency.com.

  11. How can I apply for coverage?
    You can contact one of Marine Agency’s licensed representatives by calling 1-800-763-4775, or you can complete the online application at apply.marineagency.com.

* For more information, access www.ambest.com.